Hello James, I don't think anyone here is going to call you an idiot for asking basic questions. No one was born knowing all about our trucks. There are lots of people here that know a great deal about these trucks, and I have never seen them be less than 100% willing to share their knowledge and expertise. It's pretty cool to be able to avoid the most common and basic errors because there is someone there to tell you what NOT to do.
Your truck should have:
Brake fluid: check at master cylinder, should be at or close to the top in both (front and back) reservoirs.
Motor oil: check at dipstick. Too much isn't good, too little is even worse.
Coolant: check at radiator cap, you ought to be able to see it. Your coolant should be around 50% antifreeze, and it's best to use a thermostat, though not everyone does. A thermostat restricts flow of coolant until your engine reaches a certain temperature, I like 180 degrees but opinions vary on this.
Transmission fluid: check at dipstick if automatic, with engine warm and running. If you have a manual transmission and you think it's low, it's more trouble, but you can usually put fluid in at the side, keep adding until it runs out the hole you're putting it in.
Gear oil in the rear end: this is something that rarely needs changing, and it's kind of technical to do so. Unless you have some reason to think you need to change it...a howl coming from the rear end, for example...I wouldn't worry about it.
That's all I can think of, if I left something out or just plain got something wrong, some of you more knowledeable people please point it out.
Matt